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Trupanion Review – Is Trupanion a Canadian Company?


Trupanion is a pet insurance company that covers up to 90% of your dog or cat’s medical bills for accidents and illnesses. It also covers routine care, unlike some competitors. It is available in the US, Canada, Australia, and Puerto Rico.

It has an easy-to-use member portal that allows customers to make payments, adjust coverage and file claims online. It even reimburses vets directly for covered claims, a convenience that makes it easier to manage veterinary costs.

Trupanion is a Canadian company.

Trupanion is a Canadian company that provides pet insurance. Their policies cover 90% of vet bills for new, unexpected illnesses and injuries. They also pay your vet directly, so you don’t have to worry about paying upfront and submitting a claim. Their monthly payments are flexible and offer various plans to fit your budget.

They’re also proud to be LGBTQIA+ friendly, with a TRUPRIDE employee group prioritizing community, education, and awareness. You can learn more about their company culture and plans on their website.

Trupanion was founded in 1998 by Daryl Rawlings, who wanted to introduce high-quality medical pet insurance. Today, they serve cats and dogs in the US, Canada, Australia, and Puerto Rico. Their insurance plans offer lifetime coverage with no payout limits and do not discriminate against breeds or pre-existing conditions.

Trupanion is a vet insurance company.

Trupanion provides pet owners with hundreds of price options for a plan that works best for their budget. Their insurance covers 90% of eligible expenses, excluding deductibles and other non-routine fees. They also provide unlimited payouts, which are more generous than many competitors. In addition, they allow you to enroll your pets from birth for accurate lifelong coverage.

Trupanion has a simple claim process that allows you to submit claims quickly and easily. They have a dedicated customer support team to answer questions via phone, email, or live online chat. They also offer a member portal where you can manage your policy and make payments.

The company was founded in 1999 as Vet insurance in Canada by current CEO Darryl Rawlings and expanded into the United States in 2008. Trupanion has over 2300 veterinary hospital partners and is the first North American pet insurer to have the AAHA Seal of Acceptance. They are a founding member of the North American Pet Health Insurance Association and a member of the Veterinary Medical Association of America.

Trupanion offers several different plans for dogs, cats, and puppies. These include many benefits, including hereditary and congenital conditions and non-routine treatments like dental care. Their policies also cover alternative pet healthcare, such as acupuncture, which other companies don’t cover.

Trupanion is a pet insurance company.

Trupanion provides pet insurance for dogs, cats, and rabbits. Its policies cover accidents, illnesses, and dental care. They also cover prescription medication and surgeries. In addition, they cover rehabilitative treatments like physical therapy and acupuncture. They also offer a 5% discount for qualifying assistance or therapy pets. However, this unique discount isn’t available in Washington and doesn’t cover emotional support pets.

Unlike other pet insurers, Trupanion doesn’t have annual or per-condition coverage limits. The company also reimburses 90% of eligible medical costs, excluding the deductible and copay. Their plans include a free look period, which gives pet owners 30 days to cancel their policy and get a full refund. Trupanion also offers additional add-ons, such as boarding fees and pet burial or cremation costs.

The company’s pricing varies by location, selected deductible and reimbursement rate, and the age of your pet. The company offers hundreds of price options to fit any budget. It also allows you to enroll your pet from birth for accurate lifelong coverage.

Trupanion covers preexisting conditions, but only if they are stable and have been cured for at least 18 months before the effective date of your policy. They exclude specific veterinary procedures and services, including vaccinations, boarding fees, travel expenses, pet owner assistance packages, advertising or reward money for lost pets, holiday vacation cancellation costs, and breeding.

Trupanion is a pet health insurance company.

Trupanion offers a unique approach to pet health insurance. The company pays veterinarians for covered expenses, allowing pet owners to avoid paying out-of-pocket costs. In addition, it has a pet owner assistance package that covers costs related to boarding and transportation. The company also provides a variety of optional riders, including one that covers alternative therapies like acupuncture and hydrotherapy.

The company also allows its policyholders to pay their deductibles through direct payment plans, reducing out-of-pocket costs. However, these plans are only available through certain veterinarians. This is an important consideration, as some pets may need to visit the vet regularly for long-term care. The company also does not offer discounts on its policies, so compare prices with other providers before deciding.

Unlike some competitors, Trupanion does not limit its annual payouts per condition or pet age, which is essential for pets with chronic diseases. Instead, its premiums are based on individual price factors, such as breed, gender, location, and expected veterinary care in the area. It also doesn’t raise premiums as pets get older, so its policies are a good option for those who want to cover the cost of their pets’ care over their lifetime.

Despite these positives, some pet parents are not satisfied with the company. Some complain that their claims were denied because of a pre-existing condition or the company did not cover specific treatments.