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India First Life Insurance Review


In this India First Life Insurance Review, we will go over the premiums, benefits, and features of this insurance plan. Additionally, we’ll cover the claims settlement process and the Return of the premium option. Hopefully, this review will help you make an informed decision. You’In addition, you’lle peace of mind knowing that you have an insurance policy that covers your family’s future.


IndiaFirst Life Insurance provides an insurance policy with a guaranteed benefit and an option to earn interest on the premiums. You can choose to pay your premiums on ahly, quarterly, half-yearly, or annual you can also add the Waiver of Premium Rider, which waives your future premiums for up to six or seven years. This insurance policy covers your dependents and heirs in the event of death, critical illness, or accidental total and permanent disability.

Taking out an IndiaFirst Life Insurance Plan is an excellent way to protect your family’s future and ensure that your beneficiaries receive the amount due to them after you die. Most of these plans pay out a lump sum to your nominee upon death. Some plans also offer bonus benefits and maturity benefits. And if you are a parent, you can purchase a child plan that provides periodic payments to your child.

IndiaFirst Life Insurance Company has a tremendous reach in India, with over 4,800 branches across the country. The company also offers various pension and term plans. The company has a large customer base and is known for providing tailor-made products.


An IndiaFirst Life Insurance policy is a great way to provide for your family’s needs during your death. The company offers several plans to choose from, and you can register online or by visiting one of its branches. During the registration process, make sure to gather the necessary documents to complete the process. Then, they will send you an acknowledgment letter and a unique claim number.

You can also opt for online payments. IndiaFirst Life Insurance accepts payments made through net banking and mobile wallets. It also has a call center to help you with queries. The claims process is easy with IndiaFirst Life Insurance. Customers can choose from various coverage plans based on their needs and budget.

The company also offers term and endowment insurance plans that provide financial security to policyholders. The insurance provider also offers tax benefits to customers who pay their premiums on time. The number of tax benefits will depend on the plan you choose. The company also offers tax relief on the premium amount paid for a family insurance policy.

Claim settlement process

IndiaFirst Life Insurance has a straightforward claim settlement process. Once you have contacted them to make a claim, you will have to submit the required documents. Then, an insurance company representative will evaluate your claim, and you will receive an acknowledgement number, which you can use to follow the progress of your claim online. IndiaFirst Life Insurance is committed to settling claims in 15 days or less.

You will need to register your claim online or at an IndiaFirst branch. You will need to provide your policy number, date of birth, and the nature of the claim. You will also need to provide proof of death. You must inform the company immediately whether your death was unexpected or not. You can do so via a call center representative, a sales advisor, or by visiting a branch.

IndiaFirst Life Insurance’s claim settlement ratio is one of its most important criteria. The claim settlement ratio measures how many claims are settled percent of the total claims in a particular financial year. This percentage can be helpful when comparing insurers across the country.

Return of premium option

The Return of premium option for India First Life Insurance provides the policyholder with the option of getting the premium paid back. This option is available for joint and single life covers and can be purchased as early as 25 years of age. The premium paid in this plan can be paid back at the end of the policy’s benefit period. The policyholder can choose a return period between forty and eighty years.

The Return of premium option for IndiaFirst Life Insurance is a policy that combines the benefits and features of a traditional insurance saving plan. It allows for regular payouts throughout the policy term and the option of a guaranteed maturity sum. The returns are based on the risk cover equivalent to 10 times the annualized premium.

The premiums can be paid monthly, quarterly, half-yearly, or yearly. This option allows customers to choose a payment term that suits their budget and lifestyle. In addition, this option has several other benefits, including a tax benefit on the premiums paid and benefits received.