Take a fresh look at your lifestyle.

Discovery Car Insurance Reviews


Discovery is a North Carolina-based insurance agency that writes insurance for the non-standard market. They focus on providing auto coverage to high-risk drivers who have been turned down by standard insurers for a variety of reasons.

Discovery offers a number of different plans for its clients. Their products offer a range of benefits, including roadside assistance and a rewards program.


When it comes to car insurance, the price can vary a lot. This is because rates are based on many factors, such as driver age, insurance company, and state.

For example, a 40-year-old driver with full coverage and good credit will pay about $1,946 annually to insure a Discovery. This beats the national average by $279, but it’s essential to shop around for insurance before buying a new vehicle.

Another way to lower your insurance costs is to make sure you’re obeying traffic laws. Obeying the law will help you avoid traffic tickets, which have the potential to raise your premiums by $534 per year on average.

Moreover, raising your deductibles can be an effective way to save money. For example, increasing a policy’s deductible from $100 to $1,000 could save you about $348 per year on your premiums.


Discovery offers a variety of vehicle insurance plans that provide comprehensive and third-party coverage. They also offer roadside assistance, which is great for when you need to get your car fixed after an accident.

The company also offers pay-per-mile and usage-based insurance options that let you track your mileage and pay only for what you use. These plans can be beneficial for people who don’t drive that often.

For example, if you drive less than 250 miles per month, you’ll qualify for a premium discount. You can also choose a higher deductible to save money in the long run.

This company also has a reward program called Vitality Drive, which rewards drivers who do well on the road with cash back and discounts. This can help make up for the higher costs of insurance, especially if you live in a high-risk area.

Customer Service

Discovery Car Insurance Reviews provide customers with a variety of benefits and services. These include free quotes, an extensive network of independent agents and brokers to help guide you to the perfect policy for your needs, and a simple claim process that’s easy and convenient.

The company also offers a Vitality Drive program that rewards members for driving well and avoiding accidents. This can save clients much money in the long run, so it’s worth checking out.

In addition, Discovery Insurance offers a Purple Plan for high-end clients with over 5 million in insured assets. This offers enhanced benefit limits and exclusive experiences. Additionally, it includes a dedicated Discovery Insure service executive to handle your needs.

Another unique feature Discovery offers is their DQ-Track device that helps them monitor their vehicles and notify them of any potential problems. This way, they can take action to prevent theft and accidental damage. It also allows them to respond faster than other companies.


In addition to providing a number of online forms to report claims, Discovery also offers a toll-free phone line. The company also offers a mobile app, which is available for both Android and iOS devices. The app is a bit of a hoot, allowing users to track their vehicles and receive personalized driving tips.

The company is also a leader in the behavioral economics space with its Vitalitydrive program, which is an innovative application that helps create better drivers and improve road safety. The app tracks a driver’s performance, rewards them with lower insurance rates, and provides real-time emergency assistance should the need arise.

The company’s website is a bit barebone, but it does have some the more helpful information about its products. One of the most impressive features is their smartphone-enabled car tracker, which is a bit of a technological marvel. The other is their high-tech customer service department. If you’re considering a policy with Discovery, it’s worth your time to check out their consumer ratings and reviews first.